Cliftonvalley Property can help you on to the property ladder! Our Tenant Buyer scheme will put you in charge of your own home from day 1, giving you time to organise your mortgage over the period of our rent to buy agreement. You can move in to the home you want to buy much faster than you could if you had to save up and qualify for a mortgage first. Then take your time to save up and qualify for your mortgage to buy at the end of the agreement.
It’s your home, you can look after it and improve it as you wish, whilst you Rent to Buy with Cliftonvalley Property (see details below).

How Does it Work?

1. Register with us.
2. We work with you to find out what you are looking for.
3. We notify you when matching properties become available, organise viewings and agree the perfect house for you.
4. We agree a suitable contract period that will give you the time to qualify for and agree a mortgage.
5. Contracts are agreed with our specialist solicitors, you pay an initial up-front down payment and move in to your new home.
6. Then you Rent To Buy – over the period of the agreement you pay the agreed monthly rent and an affordable top-up amount to build up a down-payment towards your purchase.
7. When you are ready and have a mortgage agreed (we can help with that too, through one of our recommended Mortgage Brokers), we help you complete your purchase using your already saved down-payment and your new mortgage.

• 100% of the initial up front agreement payment and the additional amounts you saved during the rental period are credited against the agreed purchase price – i.e., you have already part-paid by the time you buy!
• The purchase price agreed is “locked-in”; you don’t pay any more when you come to buy.
• At the time of purchase, any additional capital appreciation (equity) in the value of your home, over and above the previously agreed price, is yours to keep!
• It’s your house – if you want to improve it, or change it as you wish during your rent to buy period, you can (with written permission from us).
  You are in legal control of your home throughout, without having to own it from day 1.
• It cannot be sold to anyone else unless the agreed Rent to Buy period expires without purchase, or you break any of the terms of the agreement. It may be possible to extend the Rent to Buy period if you are not ready, but we will be there to review with you closer to the time.

What are you waiting for? Get in touch now using our contact form and we will find you your perfect home, soon! Please add “Rent to Buy” in the subject line …

Please note IMPORTANT – you must be in a position to qualify for and have a mortgage approved to buy at the end of the agreement (or before, if you are able). This scheme is for serious house buyers that want to own their own home only.